Raiffeisen Smart Mobile

Content rating
Everyone
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Maximize your productivity with Raiffeisen Smart Mobile. Crafted by Raiffeisen Bank Romania under AGCscript, this tool is truly solid. Learn more details through Finance.

How To Master Using The App Raiffeisen Smart Mobile

Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are!

Here are some of the benefits of Raiffeisen Smart Mobile:
• You can open your account and become a client straight from your phone, 100% online.
• Intuitive interface: Easily find anything you need.
• Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device.
• Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00.
• Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username.
• Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system.
• Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment.
• Smart Search: Easily find and repeat past payments.
• Control over your cards: Block, reissue, or view your card PIN with just one touch.
• Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points.
• Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates.
• Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes.
• Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents.
• Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card.
• Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well!
• Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required!

These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.
Do more with your money
Updated on
Aug 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

150K reviews
Ologu Robert-Leonard
June 20, 2026
Tons of annoing weekly updates while the app is getting slower and slower. The UI looks worse and more complicated with each update. It was a grate app until they started to change the interface. Sometimes you can't use the app until you update and you update because they wanted to change the splash. Edit: compared to other applications their updates need a lot of space which is odd for an app that deals with numbers.
6 people found this review helpful
Did you find this helpful?
Raiffeisen Bank Romania
June 17, 2026
Thank you for your feedback! Please send us more details about the situation via email, at [email protected]. Our specialists will get back to you as soon as possible.
Lavinia Neagoe
April 3, 2026
Loading times for the app have been getting higher and higher. I have been experiencing multiple crashes. Getting to see your balance across all of your accounts is not at a glance, is now buried one level down in the app, and counterintuitive to find the path to it. The overall snappiness of the app has been decreasing over the years. Not to mention late upgrades to new versions of Android, blocking users from access to the app.
14 people found this review helpful
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Raiffeisen Bank Romania
April 6, 2026
Thank you for your feedback! Please send us more details about the situation via email, at [email protected]. Our specialists will get back to you as soon as possible.
ed
June 15, 2026
With each update app becomes worse. UI experience is horrible. 5 clicks or more to do something which in older versions was instantly accessed. Basic functionality like exporting activity doesn't work. Hours when the app doesn't work at all. Pure austrian quality...
5 people found this review helpful
Did you find this helpful?
Raiffeisen Bank Romania
June 16, 2026
Îți mulțumim pentru feedback! Te rugăm să ne transmiți mai multe detalii despre situația întâmpinată via email, la adresa [email protected]. Specialiștii noștri vor reveni cu răspuns în cel mai scurt timp.

What’s new

We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you.